{"data":[{"id":164,"entity":"ING Australia","product":"ING \u2014 Savings Maximiser (AU)","slug":"ing-australia-savings-maximiser-aud","category":"bancos","subcategory":"neobanco","product_type":null,"apy":5.5,"score":7.74,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"AUD","min_deposit_formatted":"AU$0","url":"https:\/\/www.ing.com.au\/savings.html","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro de ING Australia con APY m\u00e1ximo condicionado a: depositar $1,000+\/mes y realizar 5+ compras con tarjeta de d\u00e9bito. Protegida por APRA (garant\u00eda gubernamental australiana hasta AU$250,000). Solo disponible para residentes en Australia."},{"id":165,"entity":"ANZ","product":"ANZ Plus \u2014 Save (AU)","slug":"anz-plus-save-aud","category":"bancos","subcategory":"neobanco","product_type":null,"apy":5.1,"score":7.69,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"AUD","min_deposit_formatted":"AU$0","url":"https:\/\/www.anz.com.au\/personal\/bank-accounts\/savings-accounts\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro digital del banco ANZ (Australia and New Zealand Banking Group). Protegida por APRA hasta AU$250,000. Disponible a trav\u00e9s de la app ANZ Plus. Solo para residentes en Australia."},{"id":135,"entity":"Ibercaja","product":"Cuenta Vamos","slug":"ibercaja-cuenta-vamos","category":"bancos","subcategory":"neobanco","product_type":"savings","apy":5.09,"score":7.69,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.ibercaja.es\/particulares\/cuentas-tarjetas\/cuentas-ahorro\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"5,09% TAE el primer a\u00f1o sobre m\u00e1ximo 12.000\u20ac (hasta 610\u20ac brutos). Segundo a\u00f1o: 2,01% TAE. Requisitos: n\u00f3mina \u2265600\u20ac, tarjeta con 6 movimientos\/semestre, 6 recibos domiciliados\/semestre y banca digital activada. Oferta para nuevos clientes. Garantizado por el FGD espa\u00f1ol hasta 100.000\u20ac."},{"id":150,"entity":"Marcus by Goldman Sachs","product":"Marcus \u2014 Easy Access Savings (UK)","slug":"marcus-goldman-sachs-easy-access-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.75,"score":7.51,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"1.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a31","url":"https:\/\/www.marcus.co.uk\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro online del banco de Goldman Sachs en UK. Protegida por FSCS hasta \u00a385,000. Sin comisiones, sin plazo m\u00ednimo. Disponible solo para residentes en UK."},{"id":154,"entity":"Monzo","product":"Monzo \u2014 Instant Access Savings Pot (UK)","slug":"monzo-instant-access-savings-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.65,"score":7.49,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"1.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a31","url":"https:\/\/monzo.com\/savings","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro instant\u00e1neo dentro de la app Monzo. Banco regulado por FCA\/PRA, protegido por FSCS hasta \u00a385,000. Disponible solo para residentes en UK."},{"id":162,"entity":"Marcus by Goldman Sachs","product":"Marcus \u2014 High Yield Online Savings (US)","slug":"marcus-goldman-sachs-hysa-usd","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.4,"score":7.46,"currency":"USD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"USD","min_deposit_formatted":"$0","url":"https:\/\/www.marcus.com\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro online de Goldman Sachs en EE.UU. Protegida por FDIC hasta $250,000. Sin comisiones ni dep\u00f3sito m\u00ednimo. Producto distinto de Marcus UK (GBP). Solo disponible para residentes en EE.UU."},{"id":152,"entity":"Atom Bank","product":"Atom Bank \u2014 Instant Saver Reward (UK)","slug":"atom-bank-instant-saver-reward-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":2.5,"score":7.34,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"50.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a350","url":"https:\/\/www.atombank.co.uk\/savings\/instant-saver-reward\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"Sin retiradas en el mes para obtener la tasa Reward. Con retirada: 2.00% AER."},{"id":132,"entity":"Bankinter","product":"Cuenta Digital","slug":"bankinter-cuenta-digital","category":"bancos","subcategory":"neobanco","product_type":"savings","apy":2.5,"score":7.34,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.bankinter.com\/banca\/es\/cuentas-tarjetas\/cuentas\/cuenta-digital","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"2,15% TAE sin condiciones ni l\u00edmite de saldo (saldos \u226550.000\u20ac). Tramos: hasta 24.999\u20ac \u2192 1,85% TAE; 25.000-49.999\u20ac \u2192 2,00% TAE; desde 50.000\u20ac \u2192 2,15% TAE. Sin n\u00f3mina requerida. Intereses abonados mensualmente. Garantizado por el FGD espa\u00f1ol hasta 100.000\u20ac."},{"id":128,"entity":"Openbank","product":"Cuenta de Ahorro","slug":"openbank-cuenta-ahorro","category":"bancos","subcategory":"neobanco","product_type":null,"apy":2.5,"score":7.34,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.openbank.es\/cuentas-remuneradas","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"2,02% TAE (2,00% TIN) durante el primer a\u00f1o, sin comisiones. Intereses abonados mensualmente. Ejemplo: 10.000 \u20ac \u2192 200 \u20ac brutos al a\u00f1o."},{"id":134,"entity":"Abanca","product":"Cuenta Remunerada","slug":"abanca-cuenta-remunerada","category":"bancos","subcategory":"neobanco","product_type":"savings","apy":2,"score":7.27,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.abanca.com\/es\/cuentas\/cuenta-remunerada\/","last_updated":"2026-06-13T22:00:00.000000Z","data_source":"manual","notes":"2,00% TAE durante el primer a\u00f1o, sobre m\u00e1ximo de 15.000\u20ac (hasta 300\u20ac brutos anuales). Requiere domiciliar n\u00f3mina o pensi\u00f3n \u2265800\u20ac. A partir del segundo a\u00f1o: 0% TAE. Solo para nuevos clientes. Garantizado por el FGD espa\u00f1ol hasta 100.000\u20ac."}],"meta":{"total":204,"filtered":10,"page":1,"per_page":25,"last_page":1,"next_page_url":null,"prev_page_url":null,"generated_at":"2026-06-15T07:06:44+02:00"}}