{"data":[{"id":9960,"entity":"Nu Colombia","product":"CDT Nu 180 dias","slug":"nu-colombia-cdt-180d","category":"bancos","subcategory":"depositos","product_type":null,"apy":9.7,"score":8.97,"currency":"COP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/nu.com.co\/productos\/cdt\/","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"CDT (Certificado de Deposito a Termino) digital Nu Colombia a 180 dias. 9.70% E.A. Minimo 50.000 COP. 100% digital. Protegido por Fogafin hasta 50M COP."},{"id":9959,"entity":"Nu Colombia","product":"CDT Nu 90 dias","slug":"nu-colombia-cdt-90d","category":"bancos","subcategory":"depositos","product_type":null,"apy":9.5,"score":8.91,"currency":"COP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/nu.com.co\/productos\/cdt\/","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"CDT (Certificado de Deposito a Termino) digital Nu Colombia a 90 dias. 9.50% E.A. Minimo 50.000 COP. 100% digital. Protegido por Fogafin hasta 50M COP. Tasa vigente desde feb 2026."},{"id":9961,"entity":"Bancolombia","product":"CDT Bancolombia","slug":"bancolombia-cdt","category":"bancos","subcategory":"depositos","product_type":null,"apy":9.09,"score":8.8,"currency":"COP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.bancolombia.com\/personas\/productos-servicios\/inversiones\/cdts\/fisicos\/simulador-cdt","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Certificado de Deposito a Termino del banco mas grande de Colombia. Tasa referencial a 60 dias: 9.09% E.A. Tasas variables segun plazo y monto. Protegido por Fogafin hasta 50M COP."},{"id":9958,"entity":"Nu Colombia","product":"Cajita Nu Colombia","slug":"nu-colombia-cajita","category":"bancos","subcategory":"neobanco","product_type":null,"apy":8.75,"score":8.7,"currency":"COP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/nu.com.co","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro Nu Colombia. 8.75% E.A. sin plazo fijo. Rentabilidad diaria. Protegida por Fogafin hasta 50M COP. Sin deposito minimo. Tasa vinculada a tasa de politica monetaria del Banrep."},{"id":9957,"entity":"Klar","product":"Klar Inversion Flexible","slug":"klar-inversion-flexible","category":"bancos","subcategory":"neobanco","product_type":null,"apy":8.5,"score":8.63,"currency":"MXN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.klar.mx\/inversion","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de inversion Klar. 8.5% para cuenta estandar (inversion flexible 7-365 dias). Hasta 15% para usuarios Plus\/Platino con condiciones de uso. Protegida por IPAB. Sin monto minimo."},{"id":9955,"entity":"Mercado Pago","product":"Cuenta Mercado Pago Mexico","slug":"mercado-pago-mexico","category":"bancos","subcategory":"neobanco","product_type":null,"apy":7,"score":8.2,"currency":"MXN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.mercadopago.com.mx","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta digital Mercado Pago Mexico. Tasa base 7% anual. Hasta 13% si ingresas +3.000 MXN\/mes o domicilias nomina. Rentabilidad diaria. Protegida por IPAB. Sin deposito minimo."},{"id":9954,"entity":"Nu Mexico","product":"Cajita Nu","slug":"nu-mexico-cajita","category":"bancos","subcategory":"neobanco","product_type":null,"apy":7,"score":8.2,"currency":"MXN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/nu.com.mx\/cuenta\/rendimientos\/","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro Nu (Nubank Mexico). Tasa base 7% anual. Cajita Turbo: 13% si realizas al menos 1 compra con tarjeta Nu ese mes. Ganancias diarias. Protegida por IPAB hasta aprox 3.1M MXN. Sin deposito minimo."},{"id":9965,"entity":"Banco Falabella Peru","product":"Cuenta de Ahorro Falabella Peru","slug":"banco-falabella-ahorro-peru","category":"bancos","subcategory":"depositos","product_type":null,"apy":6.5,"score":8.06,"currency":"PEN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.bancofalabella.pe","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro con nomina domiciliada en Banco Falabella Peru. Hasta 6.5% TREA. Protegida por FSD hasta S\/ 116.700. Requiere acreditar sueldo mensual."},{"id":9963,"entity":"Banco Consorcio","product":"Cuenta de Ahorro Consorcio Chile","slug":"banco-consorcio-ahorro-chile","category":"bancos","subcategory":"depositos","product_type":null,"apy":5.5,"score":7.77,"currency":"CLP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.banconsorcio.cl","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro con mayor tasa diaria en Chile segun ranking CMF. Aprox 5.5% anual. Protegida por garantia de depositos chilena hasta UF 108. Disponibilidad inmediata."},{"id":164,"entity":"ING Australia","product":"ING \u2014 Savings Maximiser (AU)","slug":"ing-australia-savings-maximiser-aud","category":"bancos","subcategory":"neobanco","product_type":null,"apy":5.25,"score":8.5,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"AUD","min_deposit_formatted":"AU$0","url":"https:\/\/www.ing.com.au\/savings.html","last_updated":"2026-03-24T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro de ING Australia con APY m\u00e1ximo condicionado a: depositar $1,000+\/mes y realizar 5+ compras con tarjeta de d\u00e9bito. Protegida por APRA (garant\u00eda gubernamental australiana hasta AU$250,000). Solo disponible para residentes en Australia."},{"id":135,"entity":"Ibercaja","product":"Cuenta Vamos","slug":"ibercaja-cuenta-vamos","category":"bancos","subcategory":"neobanco","product_type":"savings","apy":5.09,"score":8.45,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.ibercaja.es\/particulares\/cuentas-tarjetas\/cuentas-ahorro\/","last_updated":"2026-03-20T23:00:00.000000Z","data_source":"manual","notes":"5,09% TAE el primer a\u00f1o sobre m\u00e1ximo 12.000\u20ac (hasta 610\u20ac brutos). Segundo a\u00f1o: 2,01% TAE. Requisitos: n\u00f3mina \u2265600\u20ac, tarjeta con 6 movimientos\/semestre, 6 recibos domiciliados\/semestre y banca digital activada. Oferta para nuevos clientes. Garantizado por el FGD espa\u00f1ol hasta 100.000\u20ac."},{"id":9966,"entity":"Caja Arequipa","product":"Deposito Plazo Fijo Arequipa","slug":"caja-arequipa-deposito-peru","category":"bancos","subcategory":"depositos","product_type":null,"apy":5,"score":7.63,"currency":"PEN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.cajaarequipa.pe","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Deposito a plazo fijo de Caja Arequipa, mayor microfinanciera del Peru. Mayor tasa entre cajas reguladas por SBS. Protegido por FSD hasta S\/ 116.700. Minimo S\/ 2.000."},{"id":133,"entity":"Bankinter","product":"Cuenta N\u00f3mina","slug":"bankinter-cuenta-nomina","category":"bancos","subcategory":"neobanco","product_type":"savings","apy":5,"score":8.43,"currency":"EUR","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.00","min_deposit_currency":"EUR","min_deposit_formatted":"Sin m\u00ednimo","url":"https:\/\/www.bankinter.com\/banca\/es\/cuentas-tarjetas\/cuentas\/cuenta-nomina","last_updated":"2026-03-20T23:00:00.000000Z","data_source":"manual","notes":"5,00% TAE el primer a\u00f1o sobre m\u00e1ximo 10.000\u20ac (hasta 500\u20ac brutos). Segundo a\u00f1o: 2,00% TAE. Requisitos: n\u00f3mina \u2265800\u20ac, 3 pagos\/trimestre con tarjeta y 3 recibos domiciliados\/trimestre. Sin condiciones: Cuenta Digital al 2,15% TAE. Garantizado por el FGD espa\u00f1ol hasta 100.000\u20ac."},{"id":9964,"entity":"Banco Internacional","product":"DAP Banco Internacional Chile","slug":"banco-internacional-dap-chile","category":"bancos","subcategory":"depositos","product_type":null,"apy":4.8,"score":7.57,"currency":"CLP","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.bancointernacional.cl","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Deposito a Plazo (DAP) con mejor tasa del mercado chileno. Aprox 0.40% mensual (4.8% anual). Protegido por garantia de depositos chilena hasta UF 108. Plazo 30 dias renovable."},{"id":9911,"entity":"Macquarie Bank","product":"Savings Account","slug":"macquarie-bank-savings-account","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4.75,"score":8.36,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.macquarie.com.au\/everyday-banking\/savings-account.html","last_updated":"2026-03-16T23:00:00.000000Z","data_source":"macquarie.com.au","notes":"Tasa permanente (ongoing) 4.50% hasta AUD 250.000; encima de AUD 2M: 2.25%. Tasa bienvenida 4.85% durante los primeros 4 meses (nueva cuenta). Sin comisiones ni condiciones para la tasa ongoing. APRA \/ Financial Claims Scheme: AUD 250.000."},{"id":152,"entity":"Atom Bank","product":"Atom Bank \u2014 Instant Saver Reward (UK)","slug":"atom-bank-instant-saver-reward-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4.75,"score":8.36,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"50.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a350","url":"https:\/\/www.atombank.co.uk\/savings\/instant-saver-reward\/","last_updated":"2026-03-24T23:00:00.000000Z","data_source":"manual","notes":"Instant Saver Reward de Atom Bank. 3,49% AER variable. Condici\u00f3n: no realizar ninguna retirada durante el mes natural (si se retira, tasa cae a tasa base ~3,25% AER ese mes). Sin m\u00ednimo de dep\u00f3sito, acceso instant\u00e1neo. Regulado por PRA\/FCA. FSCS hasta \u00a385.000. Solo para residentes en UK. Tasa vigente desde dic 2025."},{"id":9908,"entity":"DNB Bank","product":"Dep\u00f3sito a Plazo 12M","slug":"dnb-bank-deposito-plazo-12m","category":"bancos","subcategory":"depositos","product_type":null,"apy":4.5,"score":6.49,"currency":"NOK","currency_type":"fiat","risk_level":"bajo","liquidity":"fixed_12m","guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.dnb.no\/en\/saving\/saving-in-an-account\/fixed-rate-deposits","last_updated":"2026-03-14T23:00:00.000000Z","data_source":"dnb.no","notes":"Dep\u00f3sito a plazo fijo 12 meses. Sin reembolso anticipado. M\u00ednimo NOK 10.000. Bankenes Sikringsfond: NOK 2.000.000 por titular."},{"id":168,"entity":"Simplii Financial","product":"Simplii \u2014 High Interest Savings (CA)","slug":"simplii-financial-hisa-cad","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4.5,"score":8.29,"currency":"CAD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"CAD","min_deposit_formatted":"C$0","url":"https:\/\/www.simplii.com\/en\/bank-accounts\/high-interest-savings.html","last_updated":"2026-03-24T23:00:00.000000Z","data_source":"manual","notes":"Banco digital canadiense propiedad de CIBC (Canadian Imperial Bank of Commerce). Protegido por CDIC hasta CAD $100,000. Sin comisiones, sin m\u00ednimo. Solo disponible para residentes en Canad\u00e1. [PROMO: 4.50% por 153 d\u00edas hasta abril 2026. Tras promo ~1.75%]"},{"id":166,"entity":"Commonwealth Bank","product":"CommBank \u2014 GoalSaver (AU)","slug":"commbank-goalsaver-aud","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4.5,"score":8.29,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"AUD","min_deposit_formatted":"AU$0","url":"https:\/\/www.commbank.com.au\/banking\/savings-accounts.html","last_updated":"2026-03-16T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro del mayor banco australiano (Commonwealth Bank of Australia). APY m\u00e1ximo condicionado a realizar al menos un dep\u00f3sito al mes sin retiradas. Protegida por APRA hasta AU$250,000. Solo para residentes en Australia."},{"id":165,"entity":"ANZ","product":"ANZ Plus \u2014 Save (AU)","slug":"anz-plus-save-aud","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4.5,"score":8.29,"currency":"AUD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"AUD","min_deposit_formatted":"AU$0","url":"https:\/\/www.anz.com.au\/personal\/bank-accounts\/savings-accounts\/","last_updated":"2026-03-16T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro digital del banco ANZ (Australia and New Zealand Banking Group). Protegida por APRA hasta AU$250,000. Disponible a trav\u00e9s de la app ANZ Plus. Solo para residentes en Australia."},{"id":9967,"entity":"Interbank","product":"Deposito Plazo Fijo Interbank Peru","slug":"interbank-deposito-peru","category":"bancos","subcategory":"depositos","product_type":null,"apy":4.25,"score":7.41,"currency":"PEN","currency_type":"fiat","risk_level":"bajo","liquidity":null,"guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/interbank.pe\/cuentas\/cuentas-ahorro\/deposito-a-plazo-fijo","last_updated":"2026-03-23T23:00:00.000000Z","data_source":"manual","notes":"Deposito a plazo fijo de Interbank (banco top-3 Peru). 4.25% TEA a 90 dias. Protegido por FSD hasta S\/ 116.700. Minimo S\/ 2.000."},{"id":9907,"entity":"Bulder Bank","product":"Sparekonto","slug":"bulder-bank-sparekonto","category":"bancos","subcategory":"neobanco","product_type":null,"apy":4,"score":8.14,"currency":"NOK","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":null,"min_deposit_currency":null,"min_deposit_formatted":null,"url":"https:\/\/www.bulder.no\/spare\/sparekonto\/","last_updated":"2026-03-14T23:00:00.000000Z","data_source":"bulder.no","notes":"Retiradas ilimitadas sin comisi\u00f3n. Inter\u00e9s abonado el d\u00eda 1 de cada mes. Operado por Sparebanken Norge. Fondo de Garant\u00eda noruego (Bankenes Sikringsfond): NOK 2.000.000 por titular (~\u20ac170k)."},{"id":150,"entity":"Marcus by Goldman Sachs","product":"Marcus \u2014 Easy Access Savings (UK)","slug":"marcus-goldman-sachs-easy-access-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.75,"score":8.07,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"1.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a31","url":"https:\/\/www.marcus.co.uk\/","last_updated":"2026-03-16T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro online del banco de Goldman Sachs en UK. Protegida por FSCS hasta \u00a385,000. Sin comisiones, sin plazo m\u00ednimo. Disponible solo para residentes en UK."},{"id":151,"entity":"Chip","product":"Chip \u2014 Instant Access Account (UK)","slug":"chip-instant-access-gbp","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.71,"score":8.06,"currency":"GBP","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"1.00","min_deposit_currency":"GBP","min_deposit_formatted":"\u00a31","url":"https:\/\/getchip.uk\/","last_updated":"2026-03-16T23:00:00.000000Z","data_source":"manual","notes":"Fintech de ahorro UK con acceso instant\u00e1neo. Fondos custodiados en bancos partner (Barclays), protegidos por FSCS hasta \u00a385,000. App m\u00f3vil con ahorro autom\u00e1tico."},{"id":162,"entity":"Marcus by Goldman Sachs","product":"Marcus \u2014 High Yield Online Savings (US)","slug":"marcus-goldman-sachs-hysa-usd","category":"bancos","subcategory":"neobanco","product_type":null,"apy":3.6,"score":8.03,"currency":"USD","currency_type":"fiat","risk_level":"bajo","liquidity":"instant","guarantee":"fgd","min_deposit":"0.01","min_deposit_currency":"USD","min_deposit_formatted":"$0","url":"https:\/\/www.marcus.com\/","last_updated":"2026-03-24T23:00:00.000000Z","data_source":"manual","notes":"Cuenta de ahorro online de Goldman Sachs en EE.UU. Protegida por FDIC hasta $250,000. Sin comisiones ni dep\u00f3sito m\u00ednimo. Producto distinto de Marcus UK (GBP). Solo disponible para residentes en EE.UU."}],"meta":{"total":184,"filtered":59,"page":1,"per_page":25,"last_page":3,"next_page_url":"https:\/\/www.apydata.com\/api\/v1\/products?guarantee=fgd&risk_level=bajo&page=2","prev_page_url":null,"generated_at":"2026-04-05T21:00:59+02:00"}}