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News and analysis

Articles about financial products, APY changes and market updates.

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TRADFI

Fixed-Term Deposit vs. Money Market Fund: A Comprehensive Comparison for 2026

Fixed-term deposit or money market fund: learn about the key differences in returns, liquidity, tax implications, and risk to choose the best option in 2026.

5 min →
BANCOS

N26 vs Revolut vs Wise: Which Is the Best Nebank in Spain in 2026?

A comprehensive comparison of the three most popular neobanks in Spain: N26, Revolut, and Wise. APY, fees, deposit insurance, plans, and which one is best suited for which user profile in 2026.

3 min →
CRYPTO

Best Stablecoin APYs in 2026: USDC, USDT, and Alternatives Compared

Stablecoins offer annual returns of up to 6.7% without price volatility. We compare USDC, USDT, and USDS across DeFi and CeFi platforms using up-to-date data.

3 min →
GENERAL

Inflation vs. APY in 2026: Is Your Money Growing or Shrinking?

The real APY is the APY minus inflation. If your deposit earns 2.5% and inflation is 3%, you’re losing purchasing power. We’ll explain how to calculate it and which products can protect you.

3 min →
CRYPTO

Which will yield higher returns in 2026: a time deposit or crypto staking?

A fixed-term deposit protects your principal. Staking can double your returns but involves higher risk. We compare the two using real data to help you decide.

4 min →
BANCOS

BBVA, Santander, and CaixaBank: What You'll Get for Your Money in 2026

The three major Spanish banks do not pay interest on checking accounts, but they do offer term deposits with certain terms and conditions. We’ll explain what they offer and how they compare to truly competitive alternatives.

4 min →
BANCOS

How Interest-Bearing Deposits and Accounts Are Taxed in Spain (2026)

Everything you need to know about how the IRS reports interest on your deposits and interest-bearing accounts in 2026: income tax brackets, withholdings, practical examples, and differences between products.

4 min →
BANCOS

Best Deposits and Savings Accounts in Spain: March 2026

Monthly update featuring the best fixed-term deposits and interest-bearing accounts available to Spanish savers in March 2026. Comparison based on actual APY data, FGD guarantees, and account terms.

3 min →
BANCOS

MyInvestor vs Trade Republic: Comparison of Interest-Bearing Accounts 2026

MyInvestor pays a 2.10% APY and Trade Republic pays a 2.02% APY on their interest-bearing accounts. Which one is better for you in 2026? We compare returns, deposit insurance coverage, liquidity, and features.

4 min →
TRADFI

Bond ETFs in 2026: Returns, Risk, and How to Invest from Spain

Bond ETFs allow investors to invest in fixed income with daily liquidity. We analyze the most relevant options for Spanish investors in 2026.

2 min →
BANCOS

Pibank 2026: Deposit at 2.12% APR and a fee-free savings account

Pibank offers a 12-month deposit account with an APR of 2.12% and an interest-bearing savings account. We analyze the terms and compare them with those of the competition.

2 min →
TRADFI

Money market funds in 2026: what they are, how they work, and where to invest

Money market funds offer returns similar to those of savings accounts, with daily access to funds. A comprehensive guide for Spanish investors in 2026.

2 min →
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