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News and analysis

Articles about financial products, APY changes and market updates.

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BANCOS

XTB Savings Account 2026: The Broker That Pays 3.5% (and the Fine Print)

XTB offers up to 3.5% per year for the first three months. We take a closer look at the promotion, the standard rate, and whether it’s worth it compared to other options.

2 min →
BANCOS

WiZink 2026 Account: Returns, Terms, and Comparison

WiZink offers an APR of 2.10% with no minimum term or pay stub requirement. We’ll take a look at whether it’s worth it compared to other savings accounts in 2026.

2 min →
PLATAFORMAS

Raisin Spain 2026: Full Review, User Reviews, and What Returns It Offers

Raisin is Europe's largest savings platform. We'll explain how it works, what products it offers in Spain, what guarantees it provides, and whether it's really worth it in 2026.

4 min →
BANCOS

Trade Republic in 2026: How much does it pay you, and how does the interest-bearing account work?

Trade Republic is a European brokerage firm that also pays interest on its clients' cash balances. We'll take a look at how much it pays, what its terms are, and whether it's a better option than a traditional savings account or deposit.

3 min →
BANCOS

Interest-bearing account vs. time deposit: differences, pros, and cons in 2026

Flexible savings account or fixed-term deposit? We’ll explain the key differences, the returns they offer in 2026, and which one is best for your situation.

3 min →
BANCOS

Best USD Savings Accounts for Spaniards in 2026

The dollar offers returns of 3.75%–4% on savings accounts available to Europeans. We analyze the best options, their guarantees, and exchange rate risks.

3 min →
BANCOS

Best Australian Dollar (AUD) Savings Accounts 2026

Australia offers savings accounts with APYs of up to 5.30% in 2026, with FCS protection of up to AU$250,000. A comparison of ING, ANZ, and Commonwealth Bank, and how to access them from outside the country.

4 min →
PLATAFORMAS

Crowdlending: Bondora vs. Mintos — Does Higher Returns Justify the Risk?

Bondora offers 6.75% and Mintos up to 10.5%—well above bank deposit rates. But there’s no capital guarantee, and the regulations are different. Is it worth it?

4 min →
BANCOS

HYSA: Dollar-Denominated Savings Accounts That Are Taking Europe by Storm (2026)

U.S. High Yield Savings Accounts (HYSA) offer APYs of over 3.5% with FDIC coverage up to $250,000. Do they make sense for savers outside the U.S.? A comprehensive comparison.

4 min →
TRADFI

UK and U.S. Government Bonds: How to Invest from Spain in 2026

UK and U.S. bonds offer yields above 4% in 2026. We examine how to invest in them from Spain, the currency risk involved, and when they are a better option than European government bonds.

6 min →
BANCOS

Best interest-bearing accounts in Spain that don't require a direct deposit (2026)

Not all interest-bearing accounts require you to have your paycheck deposited directly. We’ve analyzed the best options in Spain for 2026 to help you earn interest on your savings without any strings attached.

4 min →
BANCOS

Interest-bearing account vs. time deposit: Which offers a higher return in 2026?

If you have savings in the bank and want to earn more interest on them, the choice between an interest-bearing account and a fixed-term deposit can make a difference of hundreds of euros a year. We’ll explain the differences using actual data from 2026.

4 min →
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